Second Charge Mortgages
Loans tailored for unique individuals
Life is not always straightforward but thankfully, mortgages with UTB are. We have got a flexible range of second charge loans to support unique individuals.
We can help with a whole range of loan purposes, property types, constructions, complex income including self-employed and contractors and those with imperfect credit.
At a glance
Our Second Charge offering:
- Lending between £25,000 – £500,000
- Tracker and Fixed rates available
- Maximum 2 applicants on application
- Lending up to 85% LTV
- Maximum age: 85 years
Key criteria:
- Multiple loan purposes accepted
- No ERC options available
- 6 x LTI up to 80% LTV
- Married, sole applications accepted
- Automated valuations available to 75% LTV
Real customers that we’ve helped
Case Study 1
Case Study 2
Case Study 3
Need more help?
UTB operate through the intermediary channel only.
Read our reviews
Excellent service
‘We were very happy, excellent service’
Theresa Caroline Moran, Simply Lending
A walk in the park
‘It made what we’ve been through over the last 10 months, trying to move house and deal with other banks a walk in the park.’
David Mansell, Loan.co.uk
They looked at my individual situation
‘I felt they looked at my individual situation and made a decision. Fab!’
Richard Peavoy, CLS Money