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Mortgage Intermediaries
This area is for professional intermediaries only
and is not intended for public or customer use.
Pricing & Fair Value Assessment
Please note that you are ultimately responsible for meeting your obligations under ‘The Consumer Duty’ and any other regulatory obligations for the activities you undertake. You can find our first and second charge mortgage pricing fair value documents here.
We understand that everyone is individual
We understand that each person is unique which means that many cases are too complex for the ‘high street’. Some customers have circumstances that require a bit more flexibility which is where UTB can help you.
We love to help those customers under-served by the High Street. Those who may have complex income, credit blips or are self-employed, and are looking for a mortgage on a property that is a little different such as non standard construction or near a commercial- next to fish and chip shop for example.
Our product ranges cater for purchase, remortgage, interest only, unencumbered, product transfers and mortgage prisoners. For more details please check out our lending criteria and/or product range sections.
How can we help?
Residential Mortgages
Buy-To-Let
Second Charge Loans
Work with us
If you would like to work with UTB, as a mortgage introducer, please register by clicking on the tab below.
Once registered, to submit a mortgage case click log in below, where you will be directed to our mortgage online portal. To speak to a member of the UTB team click on Find my BDM.
Register with UTBPortal LoginFind your BDM
UTB Mortgage Intermediaries direct telephone: 0207 031 1551 Email enquiries: [email protected]
Our service commitments
Service is a fundamental component of our proposition and something that we are extremely proud of at United Trust Bank.
We have a team of proactive field and telephone BDMs to help you every step of the way. We also manually underwrite all cases, to ensure that we fully understand a csutomer’s circumstances, focusing on both right first time decisioning and speed of service.
Find your BDM
Download USP sheet
How do you submit mortgage case to UTB?
All it takes is three easy steps:
- 1. Once you have registered as a UTB Introducer, log in to our online portal and get a decision in principle on your case by inputting a few key details.
- 2. Use the Document Upload section on our portal to supply any required evidence.
- 3. Final step — Press submit! We will then make contact with you.
As part of our service proposition, you will be provided a dedicated contact to talk about your case at any point and discuss any checklist requirements.
Direct access to our underwriters is a service we are proud of. It really does support you and make your journey with us easy, removing any questions or unknowns you may have on your mortgage submission.
Don’t forget, you also have our field and telephony business relationship managers on hand.
News for intermediaries
Read news and views from United Trust Bank
Awards
United Trust Bank wins the ‘Best Second Mortgage Lender’ award at the 2020 What Mortgage Awards
United Trust Bank (UTB) has been named ‘Best Second Mortgage Lender’ in the What Mortgage Awards 2020. It is the second time UTB has won the award.
United Trust Bank wins ‘Secured Loan Lender of the Year’ at the 2020 Mortgage Introducer Awards
United Trust Bank (UTB) has won the Secured Loan Lender of the Year category at the 2020 Mortgage Introducer (MI) Awards. Read more
United Trust Bank wins the ‘Award for Customer Service’ in the 2021 Savings Champion Awards
United Trust Bank has won the ‘Award for Customer Service’ in the 2021 Savings Champion Awards. Read more