Mortgages

Your specialist mortgage lender

UTB’s range of specialist mortgage products and common sense approach to underwriting are designed to assist those customers who are underserved by the High Street. Our dedicated team offers a range of residential, buy to let and second charge mortgages.

Thinking of a UTB Mortgage?

We understand that people are complex but borrowing money doesn’t need to be.

Our mortgage range is designed specifically to help people where mainstream lenders can’t, this includes: those who want a property that is a little different, non-standard construction or near a commercial, those with complex income, multiple jobs or self-employed and for those who have had a few credit blips in the past.

Here to help

Whether you are looking to buy a home, carry out home improvements, consolidate some debts, or wish to borrow money for another reason, our award-wining team and broker partners are here to help.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Existing Mortgage customers

Login securely to your Mortgage account 24/7 or register to set up your access

Mortgage Intermediaries

This area is for professional intermediaries only and is not intended for public or customer use.

Looking for additional borrowing?

There may be occasions when you have additional borrowing needs and may require the support of a mortgage broker. For these cases, you can find details of how to find a broker on the moneyhelper website. The FCA register will tell you who are regulated and authorised to do business.

In addition, in the section below you can access the details of a list of friendly brokers we have compiled, who we class as trusted partners.

UTB Trusted Partners

Click below to access details of our trusted brokerage firms across the UK who will be able to support you with future borrowing requirements.

Mortgage Customer & Intermediary Login