Case Studies

UTB’s Structured Finance division was approached by Dorothee Queyroux of Voltaire Financial representing an experienced property investor who had borrowed from the Bank several times since 2013. The customer specialised in identifying and acquiring underperforming and under-valued hotels, adding value by improving their performance by way of refurbishment, management change or planning gain. Once improved…

When a broker has a customer with a complex set of requirements which involves multi-million facilities, speed, flexibility and a cast-iron assurance to deliver to tight deadlines, they frequently turn to United Trust Bank’s Structured Finance Team for the solution. In this recent example, Craig Booth of Sirius Finance was looking to refinance his client’s…

United Trust Bank’s Structured Finance division was approached to refinance a development of 26 residential apartments in North London with the ultimate beneficial owner being an offshore family trust. The existing high loan to cost lender was funding the construction of the development and our original offer of funding was based on the development reaching…

United Trust Bank’s Structured Finance team was approached earlier this year by an experienced broker acting on behalf of a developer seeking funding for the acquisition of a development site along with a facility to meet the VAT liability payable upon purchase. The site comprised a vacant office building, two smaller buildings and a large…

United Trust Bank’s Structured Finance team was approached to provide the funding to enable an experienced developer to purchase a site for their next project. The site, in West London, was near a derelict Grade II listed house with planning permission for the construction of two additional 2,250 sq ft homes in the grounds. The…

Structured loans are usually bespoke financial solutions tailored for individuals or companies involving multiple securities often owned within several corporate entities or trusts. It’s also not unusual for these to be both on and off-shore and for the clients to be sophisticated, high net worth individuals with exacting standards. In this example United Trust Bank’s…

United Trust Bank’s Structured Finance team was approached by a broker seeking a £3.2m facility for a customer who needed to 100% fund his next project. The customer was an experienced building contractor and developer with a strong track record of successful projects in East London. Subsequently he had built a small portfolio of buy…

United Trust Bank’s Structured Finance department was created to provide bespoke financial solutions for sophisticated investors and developers often with complex portfolios, ownership structures or unusual requirements. Earlier this year the Bank was approached by a successful businessman and property investor wishing to refinance a £2.5m loan secured against his current home, a substantial Grade…

United Trust Bank’s Structured Finance Team were approached by a broker representing an experienced property developer with an extensive portfolio of residential and commercial assets. The developer owned several commercial properties in West London with potential to be redeveloped into a scheme of six luxury town houses in a gated community, with an estimated GDV…

United Trust Bank’s Structured Finance Team was approached by a broker looking to source a significant funding solution for their client. The client is a company which develops luxury serviced retirement property complexes, a specialist sector in which one of the principal company directors has more than 20 years’ experience. The other main director is…