Case Studies

Customers with a good track record of borrowing from United Trust Bank approached us to fund the purchase and development of a site with detailed planning permission for 10 flats. The approved floor layouts were not the most attractive however the borrowers proposed to reorganise the internal layouts to produce accommodation which would be better…

Developers with considerable experience in Central London already owned a part residential part commercial building with no debt.  This was the rump of a previous portfolio break up transaction.  Planning permission had been obtained to add a further floor and convert the building to ground floor retail with 8 flats above.  Whilst they wished to…

Our customer is a West Country property development company which sources local sites to develop. It had recently completed the construction of a 5 unit development all of which had been sold except for a 3 bedroom house. The company was looking to pay down various accounts, settle some tax affairs and free up equity…

The bank was approached by an experienced south coast developer to provide funding on three completed schemes to enable him to refinance his existing Bank who were withdrawing from the lending market. The schemes comprised a mix of high specification housing and flats in good locations. Very quickly after the refinancing took place the client…

An experienced property developer and investor was introduced to us with a view to funding a development of eight flats in East London. The developer’s previous bankers were unwilling to support any further developments of flats and so the client was looking for a new, flexible funder. The site was an old public house close…

We were approached by experienced developers to fund a five-house scheme in a desirable North London area. The scheme was a mix of high-specification family housing, in a quiet road with good links to central London and the City. The customer’s long-term clearing bank had funded the site purchase but despite the customer’s excellent track…