Case Studies

United Trust Bank has built strong relationships with its developer customers, in some cases dating back decades. Over time, the Bank has supported their growth by funding increasingly larger projects and usually several developments at the same time. As the outlook for the UK economy remains uncertain, the advantages of strong lender-developer relationships are clear…

At UTB we understand that development sites are often like buses – you wait ages for one to come along and then three turn up at once. Timing is always an important issue with our developer customers as most of them don’t have the luxury of having large cash reserves sitting in their bank accounts.…

BORROWER Private Client LOAN £11.8 million LOAN TYPE Development Finance LOCATION Greater London LTC 75% PROJECT TYPE • New Build | Mixed use • 10 storeys including basement • Principal Contractor SPECIAL FEATURES • JV between two Family Offices • Former pub site next to transport hub • Complexities around enabling infrastructure, site access and…

International Private Clients and Family Offices frequently look for opportunities to diversify their wealth into UK Real Estate as part of their wider asset management & wealthy preservation strategy.  United Trust Bank is adept at assisting high net worth individuals once they have identified suitable investment projects. The borrower, a joint venture between two wealthy…

United Trust Bank was approached to assist with the redevelopment of an existing Social Club in to a mixed use residential led scheme including a new social club with adjoining office space and 18 brand new apartments in the upper parts. The Borrower originally approached their local high street Bank but after a lengthy consideration…

United Trust Bank’s development finance team was approached to consider providing a part refinance and development facility for an existing customer. The developer was already quite advanced on a large and complex mixed use project in North London. The scheme included the conversion of an office block to provide retail space on the ground floor…

United Trust Bank’s Development Finance division was approached by a husband and wife team to assist with the refinance and subsequent development of a detached house in South London. The property was purchased with the benefit of planning permission to demolish the existing house and develop a modern block with leisure facilities on the ground…

United Trust Bank’s Development Finance team was approached to fund the development of a mixed-use scheme in East London. The developers, NestEast, were seeking to undertake what would be their largest and most complex scheme to date. They put together a strong team and used contractors with whom they had previously worked. The property was…

The Development Finance team at United Trust Bank was approached by a long-term developer client to fund a project in an attractive village in the heart of Hampshire. The client had been working on the project over a two-year period, getting together various options on a number of back gardens on a piecemeal basis and…

United Trust Bank’s Development Finance team was approached by a developer seeking funding for the purchase of a sizable office building in South West London with consent for conversion to 55 apartments. UTB had funded several of the developers’ previous schemes and the team were assured of their ability to complete this scale of conversion…