Case Studies

A new customer to UTB wished to raise funds against a number of unencumbered coaches in order to assist relocation/fit out costs to move to a new, much larger operating site. The company had outgrown their existing premises and did not wish to approach their bank for further borrowings, in view of their ongoing working…

We were contacted by a broker who was new to United Trust Bank with a proposal to finance the acquisition of two highly specialised trucks for a recently incorporated company. The trucks were to be operated in the drainage sector and although the company was recently formed, the main director was highly experienced in the…

United Trust Bank was approached by a broker partner who introduced us to a long established coach operator presented with an opportunity to expand its business. The coach operator was looking to acquire the contracts and vehicles of another local operator who was retiring from the business and the directors were looking to release equity in two…

A supportive broker of United Trust Bank introduced a company to us which operated a large fleet of trucks and required capital to invest in new equipment. The company was a long established business and had recently purchased outright a used truck chassis from Holland. They now wished to add a brand new road-sweeper body…

An existing United Trust Bank customer wished to fund a number of buses being offered for sale by the Administrator of a local operator which had ceased trading. Our customer had negotiated an attractive price for the vehicles and had also agreed to take over the contract which the vehicles had previously been employed on.…

A long established farming business wanted to purchase  heifer cows from Europe to add to their existing herd. They did not wish to extend their bank borrowings, which they preferred to use for short term working capital purposes, so we were approached by a broker partner with a proposition to raise £130,000 which was the…

An established broker contact introduced a transaction to us for the re-financing of balloon payments on a number of heavy commercial vehicles. The payments had become due on 9 Tractor units via the manufacturer’s in house funder, who were not willing to accommodate a further extension of the hire period. The company was a well-established…

We were approached by a broker partner with an opportunity to finance three new midi buses for a long term council contract. The structuring of the transaction was critical to the company in order to achieve their financing plans within a strict budget. The customer was well established and a substantial operator in the local…

A broker approached United Trust Bank with a re-finance proposal for one of their long established clients, a coach operator. The company offered a number of older coaches, which had little or no finance outstanding on them, as security for a loan to help with the purchase of additional premises as a second base for the…

We were approached by an existing UTB customer looking for a re-finance facility. The funding was to be used for their continued investment in warehousing facilities at their various sites around the country and upgrading was key to their ongoing improvement and expansion plans, enabling them to win new contracts as well as improve service…