Case Studies

When a business wants to grow there are often a variety of obstacles to overcome. The biggest is typically establishing exactly how to fund the expansion; whether the business is looking to increase their revenue, their physical premises, or both. In June, United Trust Bank was able to assist a small firm of General Practitioners…

Picking out a suitable case study to write about from the hundreds of transactions we have completed recently is not always an easy task. To qualify for possible inclusion in Case File, the transaction usually has to have something a little quirky about it to interest the reader. The challenge we face is that the…

United Trust Bank was contacted late one Friday by an introducing broker frustrated at having just been let down by another funder on a re-finance of a rare classic car. His customer intended to use the funds to secure a development opportunity and needed to act quickly. The broker had already received a formal acceptance…

At United Trust Bank we always strive to maintain a great relationship between brokers and clients alike. Whenever possible we look to reduce turnaround times to our brokers so they can provide the best possible service to their clients. In April we were approached by a valued introducer who asked us to provide funding for…

An existing customer of UTB contacted their broker at just after 9.00am one morning with an urgent request. There had been an unexpected delay in payment from one of their main contractors which had left them short of funds with their bank. Critically, a large payment to one of their own suppliers had to be…

As momentum continues to build in the UK legal market, many businesses are posting improved performances in many key metrics of profit per partner and fees invoiced per fee earner. A consequence of this increased market performance is that “Lock-up” tends to increase, especially within larger firms. A large, well-respected London firm of Solicitors, that…

A current customer of UTB wished to raise funds for additional building works on a property which the Managing Director had recently purchased and moved into. Unfortunately, the original builder on the job had significantly overrun on costs and left a number of required refurbishments unfinished. To enable the essential works to be completed within…

For nearly any firm, large periodic obligations will have an impact on their available working capital. For any successful partnership those funds due to HMRC in January for tax can be the most significant of the year and often follow a period of reduced collections. All our accredited professional lending brokers are well aware of…

The customer was looking for short term funding in order to continue with the development of a select group of holiday lodges with a new equestrian centre and swimming pool. The customer had been let down at the last minute by his existing funder and he was in need of an alternative source of funding…

December can be a challenging month for companies hoping to collect any debtors. It’s the month of the year with the least number of working days when you factor in the 3 bank holidays, and many companies shut down completely for the Christmas period. If you’re a company with a year end in March then…