Case Studies

In the last few months United Trust Bank’s Bridging Department has completed a number of multi million Pound portfolio refinances in excess of £5m. One customer had a property portfolio worth in excess of £15m consisting of predominantly Central London residential properties as well as several properties in the South East of England including a…

Our customer is an experienced businessman who is in the process of setting up a business in Africa. He urgently required circa £550,000 both to supply a consignment  to a distributor in order to complete a contract as well as to assist with a brand launch. We met with the customer and his business partner…

We were approached by a broker partner with an opportunity to finance three new midi buses for a long term council contract. The structuring of the transaction was critical to the company in order to achieve their financing plans within a strict budget. The customer was well established and a substantial operator in the local…

A broker approached United Trust Bank with a re-finance proposal for one of their long established clients, a coach operator. The company offered a number of older coaches, which had little or no finance outstanding on them, as security for a loan to help with the purchase of additional premises as a second base for the…

United Trust Bank was approached by a well-respected local builder/developer to fund the purchase of a site on a private estate within a sought after M25 town. The 1.75 acre site had planning consent for a 4,500 square foot, 5 bedroomed detached house and would be a superb individual property. The clients were about to…

Our customer had an opportunity to purchase an investment property with the intention of carrying out works to it, so as to increase the value prior to selling it. We enabled the customer to purchase the target property by providing a six month loan of circa £215,000 taking a first charge over the target property.…

We were approached by an existing UTB customer looking for a re-finance facility. The funding was to be used for their continued investment in warehousing facilities at their various sites around the country and upgrading was key to their ongoing improvement and expansion plans, enabling them to win new contracts as well as improve service…

The bank’s customer is an experienced contractor who has started undertaking development of detached houses in the £1 – £3m bracket in popular areas of West Sussex and Surrey.  To date all of the developer’s funding has been from a private investor however they now wished to begin a relationship with an established development lender.…

An established broker connection introduced a new start company to us which required finance for a large excavator with a specialist jaw attachment. Although the company had been trading for only 6 months the management of the company were highly experienced individuals with impressive CV’s and they had spent many years employed by large companies…

United Trust Bank was approached by a broker on behalf of the owners of a large Grade 2 listed house with outbuildings in which his clients both live and work from. The borrowers had a facility from a commercial lender but despite having an unblemished payment record the lender was not prepared to renew the…