Case Studies

A broker contacted us with a client who was looking for a bridging loan in order to complete on the purchase of a company. Having sold their previous company to a private equity firm, our client required a further £250,000 net in order to reach the total amount required to purchase the new company and…

A member of the United Trust Bank asset finance team had previously dealt with the company that has the contract with the Football Association to supply and run the England football team coaches. So when approached to fund the new team coach we quickly got into action to make sure that we could support the…

United Trust Bank’s development finance team were approached by experienced commercial and residential developers with a good track record looking for funding for a mixed use development in a village within commuting distance of Cambridge. The project comprised the development of a convenience store, six further retail units with six apartments above and four houses.…

An existing United Trust Bank borrower approached us via one of our supporting brokers as they were looking to raise funds to settle an unexpectedly high tax bill and to pay for several of its vehicles to be converted to London emissions zone (LEZ) compliance. The conversion would enable them to be able to work…

Our clients, a retired couple, were looking to sell their former farm in Cornwall in order to relocate and be closer to their family and grandchildren. The couple had found a new home, had an offer accepted and had arranged a mortgage secured on the property being purchased. United Trust Bank provided the balance of…

We were approached by an established developer to fund the purchase and development of a former London commercial building which was to be converted into flats. The client had exchanged contracts at auction and had 4 weeks to complete the purchase. A site visit and inspection of the clients’ previous developments was quickly arranged and…

One of our supporting brokers introduced us to a well-established coach operator looking to refinance existing loans and develop their fleet. The company had been in business for many years as a sole trader but recently became a limited company formed when the original proprietor was joined by additional experienced directors/investors, who operated other well…

A well established broker introduced us to an experienced bus operator who was looking to substantially reduce their reliance on their bank overdraft and also reduce their monthly finance commitments going forward. To achieve this, a number of used buses were refinanced over a five year term with a small balloon payment, and the existing finance settled. The…

Our customer is a company which was looking to obtain funding to complete on the purchase of both a house and a derelict bungalow which were on one title. The loan was intended solely to enable our customer to complete the purchase of the property. No works will be undertaken during the term of the…

Long standing customers approached us to fund their next development of 14 apartments in a South East commuter town. The site is situated within 10 minutes’ walk of a train station and has good access to the motorway network. Planning consent had been obtained by the vendor however the developers feel that they can improve…