Case Studies

United Trust Bank’s Technology Finance team were approached by one of our valued broker partners to fund an IT support contract over a 3 year period. The borrower was a fairly large group of companies that had a diverse portfolio of businesses working in various different markets. The smooth operation of their IT system was…

At United Trust Bank we offer a service and range of features which the self-employed can find especially helpful. In such cases we work closely with our introducers to fully understand all elements of income and affordability within each application. For limited Companies, Partnerships and Sole Traders we use all of the income derived from…

The United Trust Bank Development Finance team was recently approached to re-finance an existing house in Bristol which was owned through a company as a Buy to Let investment. Full planning permission had recently been obtained for its’ demolition and replacement with a block of 9 apartments over three floors with underground parking. The applicants…

One of the Bridging loan sector’s enduring challenges is to convince brokers and advisers that the potential uses of short term secured loans go well beyond simply facilitating a property transaction and in fact, bridging loans can be employed in a vast range of circumstances when a short term capital raise is required. In this…

Sometimes a really quick turnaround on a transaction is crucial for our broker and their customer and it’s an excellent opportunity for us to demonstrate how we always go the extra mile when required. The broker approached the United Trust Bank Asset Finance team on a Thursday with a proposal for us to fund a…

The United Trust Bank specialist mortgages team received a second charge loan application from Master Broker, Brightstar Financial. The customer wanted to raise £40,000 to carry out some home improvements and the plan requested was United Trust Bank’s BoE base rate tracker. The customer lived in a detached property worth around £450,000, and had an…

In October United Trust Bank were approached by one of our broker partners, Professions Loans limited, in order to renew an existing funding line for a mutual client. The proposal was introduced directly to UTB by a director of Professions Loans, Andrew Carr, who has been operating in the specialist Professions finance sector for a…

In July, the United Trust Bank Development Finance team was approached by a new customer wishing to secure funding for a scheme to convert offices above commercial premises to nine 2 bedroom residential units. The scheme was made possible by the relaxation of permitted development rights (PDR), an area in which United Trust Bank has…

An ageing population is a nice problem to have, but as we continue to live longer, the issue of suitable accommodation for the elderly will become increasingly important. Indeed, enabling mature borrowers to downsize is an integral part of the property moving cycle, as it frees up larger properties for families who are looking to…

United Trust Bank’s Technology Finance team was approached by one of our trusted brokers to fund a services requirement for a business wishing to invest in a software system installation. The transaction was introduced to us by Mark O’Connor at Halo Corporate Finance. Mark and Halo have operated in the IT finance marketplace for many…