Case Studies

United Trust Bank’s Structured Finance Team were approached by a broker representing an experienced property developer with an extensive portfolio of residential and commercial assets. The developer owned several commercial properties in West London with potential to be redeveloped into a scheme of six luxury town houses in a gated community, with an estimated GDV…

A brother and sister inherited a large house in Hertfordshire from their parents. Although they had no property development experience they realised that the house had redevelopment potential. They decided to enter in to corporate joint venture (JV) with a family friend who was an experienced property developer. They agreed that they would seek planning…

United Trust Bank was approached by a company wishing to acquire a substantial, unmodernised detached house situated on a large plot in an affluent area near Sandown racecourse. The purchase price was £1.2M and the company wished to borrow the full purchase funds. The owner of the company was an experienced builder/developer and his intention…

United Trust Bank was approached by one of our long established brokers to assist with a new customer who had exchanged contracts with a land owner on an option to purchase the freehold interest in a farm in Hertfordshire and develop it on a joint venture basis. The option agreement was divided into a number…

Considering the expansion of a medical practice, or acquiring an additional practice for a group, is quite a substantial financial investment. Like most businesses wishing to grow, it’s likely that some kind of funding would be required in order to facilitate the expansion or acquisition. United Trust Bank were recently asked to provide funding for…

As the sector continues to grow, second charge mortgages are being used for an increasingly wide variety of purposes. Although the majority of the second charge loans United Trust Bank provide are for customers wishing to complete home improvements, consolidate existing debt or a combination of the two, we are providing a growing number of…

United Trust Bank recently completed a £2.4m facility secured against 2 prime properties. The case was introduced to Nick Warren at UTB by a longstanding broker contact and involved taking a second charge on the borrowers’ existing home and a first charge on their onward purchase, a large detached house set in over 16.5 acres.…

United Trust Bank’s Structured Finance Team was approached by a broker looking to source a significant funding solution for their client. The client is a company which develops luxury serviced retirement property complexes, a specialist sector in which one of the principal company directors has more than 20 years’ experience. The other main director is…

The second charge mortgage market continues to grow and secured loans are being employed for an increasingly varied range of uses. However, the traditional loan purposes of debt consolidation and home improvements still form the majority of the proposals we receive and this recent case was a good example of a United Trust Bank second…

Losing a key staff member can be a very challenging time for any business, especially when they happen to be a senior Partner or Director with equity invested in the firm, as they typically want their original investment to be repaid as swiftly as possible after they leave. In June of this year we were…